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Straight answers on equity, cash-out and refinancing
The questions I hear most from homeowners, investors and self-employed borrowers — answered with the real program numbers, including when the answer is “don’t.” — Anthony Huynh
- Home equity & debt · Oct 24, 2026Using a HELOC to pay off credit card debt: when it works, and the rules I set firstThe equity math, who it fits, the risk most articles bury, and the four rules I set before anyone draws.Read the post
- Self-employed refinancing · Oct 24, 2026A HELOC for the self-employed: qualifying on your P&L when your tax returns undersell youWhy banks turn business owners down, how a P&L-qualified HELOC works, and which of four routes fits your file.Read the post
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Elevate Mortgage · Anthony Huynh, NMLS #1996696 · West Capital Lending, Inc., NMLS #1566096. West Capital Lending, Inc. is an Equal Housing Lender. We do not discriminate on the basis of race, color, religion, national origin, sex, handicap, or familial status.