Elevate Mortgage
Wholesale Mortgage Lending Program
Unlock faster closings, greater confidence, and tailored solutions with Elevate Mortgage. Our wholesale program is built for top-performing brokers managing active scenarios — we work as your dedicated capital partner so you can close efficiently and focus on client relationships.
How To Join Elevate Mortgage
Apply Online
Complete our quick application to get started.
Speak with Our Team
Connect with our lending experts to discuss your goals and explore our programs.
Review Loan Programs
Gain insights into our product range, including DSCR, Cash-Out Refinance, HELOC, Bank Statement, Conventional, FHA, VA, and more.
Package Deals
Let us handle the complexities while you focus on your clients. We package and process deals seamlessly.
Close Confidently
Rely on our streamlined processes to close deals quickly, with clear communication every step of the way.
Lending Products at a Glance
| Product | Purpose | Key Features |
|---|---|---|
| DSCR Loans | Real estate investors qualifying via rental income | No DTI requirement; long-term, Airbnb, and 2-4 unit scenarios |
| Cash-Out / Investor Refinance | Refinance or reposition existing properties | Cash-out options, no seasoning, fast approvals |
| Hard Money Loans | Fast capital for time-sensitive deals | Any credit score, 7-22 day closings, no reserves required |
| HELOC & Home Equity | Equity access behind the first mortgage | Interest-only draws, primary or investment property |
| Bank Statement & P&L Only | Self-employed borrowers | Qualify on deposits or a single P&L — no tax returns |
| Conventional / FHA / VA / Reverse | Consumer home loans | Full agency and government lineup through West Capital Lending |
Why Brokers Choose Elevate Mortgage
Competitive Pricing
Every scenario is priced across a broad lender network so your client sees strong options.
Fast Turn Times
Close deals in as little as 7-14 days, depending on the product.
Simplified Processes
Easy draw schedules and streamlined workflows reduce stress and increase efficiency.
Expansive Reach
Lending available across a wide number of states and products.
Increased Commissions
Boost your closed loan volumes and earnings with our expertly tailored loan programs.