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Elevate Mortgage

Calculators & Tools

Run your numbers.

Payment, equity, cash flow, and deal math in real time. Free, no sign-up, no credit pull — enter the rate you want to test and see the numbers instantly.

Check whether a rental covers its own payment — 30-yr fixed vs. interest-only.

DSCR Calculator

Does the rent cover the payment? Compare a 30-year fixed against a 10-year interest-only option.

Loan purpose
Property & loan
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Linked to LTV

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Enter a rate to model — we don’t advertise rates.

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Optional — adds the interest-only comparison.

Income & expenses
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Closing costs (optional)
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Enter the 30-year rate (plus value, loan amount, and rent) to see your DSCR.

Opens the 60-second options check with your numbers filled in — no hard credit pull.

DSCR = gross monthly rent ÷ monthly PITIA (principal, interest, taxes, insurance, HOA). Actual terms depend on LTV, DSCR tier, credit, and property type.

Calculator results are estimates only and do not constitute a loan offer, pre-approval, or commitment to lend. Actual terms may vary.

Have Anthony price this scenario

Numbers are a starting point — your actual terms depend on the full picture. Ninety seconds gets you a real answer.

Check My Options

Turn your numbers into real options.

Calculators are a starting point. Answer a few quick questions and Anthony prices your actual scenario across 100+ lenders.

  • About 60 seconds
  • No hard credit pull
  • Your info is never sold

Or skip the form — call or text 949-868-2422 · book a call

Find My LoanAbout 55 seconds left

60 seconds · no hard credit pull · never sold

What loan type are you interested in?

You’ll work directly with Anthony HuynhVice President · NMLS #1996696