Cash without tax returns · No hard credit pull · No call center

No tax returns required. Your equity in 5 days.

Carrying high-interest credit card debt? Put your home equity to work and consolidate it in one closing. Self-employed, with write-offs that hide your real income? One CPA-prepared P&L replaces your tax returns. Either way — see your options in 60 seconds, no hard credit pull.

  • 5-Day HELOC — tap up to 90% of your home's value, no appraisal, funded in as little as 5 days. see how it works →
  • P&L Only — one CPA-prepared P&L is your whole income file. No tax returns, no bank statements. see how it works →
  • Primary or investment property — your deal lands on Anthony's desk, not a call center's.
  • No hard credit pull to see your options — and your info is never sold.

Or skip the form — call or text 949-868-2422

★★★★★ 5.0Verified client reviewsNMLS #1996696Irvine, CA · 100+ lender network
Find My LoanAbout 55 seconds left

60 seconds · no hard credit pull · never sold

What loan type are you interested in?

You’ll work directly with Anthony HuynhVice President · NMLS #1996696

HELOC APR from*
6.75%
HELOC up to CLTV
90%
HELOC funded in as little as
5 days
P&L Only loan
No tax returns
Lender network
100+

Why 5 days is possible: no appraisal (automated valuation) → soft credit pull → e-sign → fund. Days, not weeks.

*HELOC APR starts at 6.75% for the most qualified borrowers. It is a variable rate tied to an index that can change; your actual APR depends on credit profile, CLTV, property type, occupancy, and line amount. A maximum APR applies and is disclosed at account opening, and plan fees may apply. Program terms depend on credit profile, LTV, property type, occupancy, and loan specifics, and are subject to change. Nothing here is a commitment to lend or an offer of specific loan terms. All loans subject to credit approval.

Fastest answer: call or text us — 949-868-2422 · no call center, no waiting

Verified Client Reviews

5.0 ★ from clients who closed with Anthony

“Anthony was extremely helpful and responsive. He quickly found out what we needed and made it happen. Excellent service!”
|Jesse W · Pullman, WA|Verified Review
Read client reviews →

Anthony Huynh · Vice President, Elevate Mortgage · NMLS #1996696 · Powered by West Capital Lending, Inc. NMLS #1566096

Equal Housing Lender · West Capital Lending, Inc. is an Equal Housing Lender. We do not discriminate on the basis of race, color, religion, national origin, sex, handicap, or familial status.

Questions? Call or text 949-868-2422