Elevate Mortgage | Multi-Family 2-4 Unit

Invest in Multi-Family Properties

Multi-Family 2-4 Unit

Unlock tailored financing solutions for your 2 to 4-unit investment properties. Our investor-focused approach ensures flexible terms and quick approvals to help you achieve your real estate goals. Complete the form below, and our lending experts will reach out to discuss your project.

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949-868-2422

UP TO

6.3%

RATES FROM*

85%

LTV

10-14

DAY CLOSE

30, 40yr

I/O OPTION

$100k up to $3M

Step 1: Submit Your Deal

Multi-Family 2-4 Unit

Benefits

Why Choose Our Multi-Family 2-4 Unit Loans?

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949-868-2422

We provide specialized lending solutions for investors looking to grow their portfolios with multi-family properties. Designed for real estate professionals focused on rental income or value-add investments, our loans combine competitive rates, flexible terms, and a streamlined approval process. Our investor-focused approach ensures you receive reliable, hassle-free financing that helps you maximize returns while expanding your property holdings.

Tailored for Real Estate Investors

Are We a Good Fit?

Our Multi-Family loans, structured as DSCR products, provide flexible financing for investors looking to acquire or refinance 2 to 50-unit residential properties. To qualify, you’ll need:

Experience

First time investor

Credit Score

Minimum of 660

Liquidity/Reserves

20% Down & 3months Reserves

Property Type

Duplex, Triplex Quadplex, 2–4 Units

Additional Requirements

Non-Owner-Occupied, No Seasoning Requirement, Blanket Loan Option, Rural Allowed

Get Started

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Begin your journey to homeownership today!

Apply Now!

949-868-2422

Key Loan Terms for Real Estate Investors

MF Loan Highlights

Transparent and Investor-Focused Loan Terms

Product Type

Multi Family 2-4 Unit

Experience Required:

First time investor OK

Minimum Credit Score:

660

Liquidity:

20% Down

Reserves:

3mo. Reserves

Prepayment Penalty:

Optional

Closing Timeline:

10 to 14 Days

Draw Schedule:

N/A

Rate:

6.3%

Loan-to-Value LTV:

85%

Loan-to-Cost (LTC):

N/A

Loan Term:

30, 40 Yr or Interest Only

Asset Types:

Duplex, Triplex Quadplex, 2–4 Units

Loan Amount Min:

$100k

Loan Amount Max:

$3M

Product Specifics:

Non-Owner-Occupied, No Seasoning Requirement, Blanket Loan Option, Rural Allowed

Number of Units:

2 to 4 Units

Apply Now!

949-868-2422

Your Trusted Partner in Real Estate Lending

Investor-Focused Expertise: We understand the unique challenges and opportunities in real estate investing.
Simplified Process: Our straightforward approach eliminates unnecessary complications, letting you focus on your investment goals.
Quick Closings: We know timing matters. Our team ensures efficient closings, typically within 10–14 days.
Tailored Solutions: From application to funding, we deliver loan options designed to meet your specific needs.

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949-868-2422

Where We Lend

States We Lend In

Looking for lending in a state not listed? We do lend in other states on a case-by-case scenario.
Give us a call to see what we can do for you.

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949-868-2422

About

About Elevate Mortgage

I’m a mortgage professional with over 5 years of experience helping real estate investors access fast, flexible financing—without the hassle of traditional banks. I specialize in DSCR (Debt Service Coverage Ratio) loans, which are based on the property’s cash flow, not your personal income or tax returns.

With direct access to over 100 lenders, I tailor solutions to fit your unique investment goals—whether you’re buying your first rental or refinancing a large portfolio. My mission is simple: make financing smooth, strategic, and built for long-term success.

Outside of work, I’m a proud foodie, traveler, and sports enthusiast. My wife and I explore a new country every year, and I bring that same curiosity and dedication to every client I serve.

If you're ready to work with someone who understands your vision and gets the deal done—you’re in the right place.
Let’s grow your real estate empire, together.

Apply Now!

949-868-2422

Recently Funded deals

Deal Type	Address	Loan Amount
Fix & Flip	10524 Catalina Pl, White Plains, MD 20603	$140,000
Fix & Flip	3034 Lundt, Waldorf, MD 20603	$300,000
Fix & Flip	7256 Joplin S, Capital Heights, MD 20743	$120,000
Fix & Flip	Ridgway Ave, Durham, NC 27701	$25,000
Fix & Flip	327 Whittier St, Washington, DC 20012	$340,000