Optimize Your Investment Portfolio

Investor Refinance

Unlock equity, reduce rates, or restructure your financing with tailored solutions for real estate investors. Our lending experts are here to help you maximize your portfolio’s potential. Fill out the form below to get started.

Hero Circular TextHome Hero Image
UP TO
6.375%
RATES FROM*
N/A
LTV
10-14
DAY CLOSE
30, 40yr
I/O OPTION
$100k up to $20M

Step 1: Submit Your Deal

Investor Refinance

Benefits

Why Choose Our Investor Refinance Loans?

Investor Refinance loans are designed to unlock the full potential of your existing investment properties. Whether you want to access equity, reduce your interest rates, or restructure your financing, our straightforward process ensures fast, flexible options tailored to your goals. Our refinancing solutions provide real estate investors with competitive terms, quick access to funds, and the flexibility needed to grow and optimize their portfolios.

Investor Refinance Calculator

Calculate new loan amount, LTV, and monthly payment for your refinance.

Tailored for Real Estate Investors

Are We a Good Fit?

Our Investor Refinance loans, including hard money and cash-out refinance options, are designed to provide flexible, fast funding for real estate investors looking to optimize their portfolios or access equity. To qualify, you’ll need:

Our Mission Card Icon

Experience

First Time Investor

Our Mission Card Icon

Credit Score

Minimum of 660

Our Mission Card Icon

Liquidity/Reserves

0% down, 1–3 months of reserves.

Our Mission Card Icon

Property Type

SFR, Condo, Townhome, 1–8 Units

Our Mission Card Icon

Additional Requirements

Non-Owner-Occupied, No Seasoning Requirement, Blanket Loan Option

Get Started

Apply Now

Begin your journey to homeownership today!

Key Loan Terms for Real Estate Investors

Investor Refinance Loan Highlights

Transparent and Investor-Focused Loan Terms

Product Type
Investor Refinance
Experience Required:
First Time Investor OK
Minimum Credit Score:
660
Liquidity:
0% Down
Reserves:
3mo. Reserves
Prepayment Penalty:
Optional
Closing Timeline:
10 to 14 Days
Draw Schedule:
N/A
Rate:
6.375%
Loan-to-Value LTV:
80% Cash Out, 85% Rate & Term
Loan-to-Cost (LTC):
N/A
Loan Term:
30, 40 Yr or Interest Only
Asset Types:
SFR, Condo, Townhome, 1–8 Units
Loan Amount Min:
$100k
Loan Amount Max:
$20M
Product Specifics:
Non-Owner-Occupied, No Seasoning Requirement, Blanket Loan Option
Number of Units:
1 to 8 Units

Your Trusted Partner in Real Estate Refinancing

  • Transparent Process: We make refinancing simple and stress-free, so you can focus on your investments.
  • Quick Turnarounds: Our team ensures fast and reliable closings, typically within 10–14 days.
  • Customized Solutions: We offer refinancing options tailored to your specific goals, from reducing rates to accessing equity.
  • Dependable Expertise: With years of experience in real estate lending, we’re committed to helping you succeed.

Where We Lend

States We Lend In

Looking for lending in a state not listed? We do lend in other states on a case-by-case scenario.
Give us a call to see what we can do for you.

About

About Elevate Mortgage

I’m a mortgage professional with over 5 years of experience helping real estate investors access fast, flexible financing—without the hassle of traditional banks. I specialize in DSCR (Debt Service Coverage Ratio) loans, which are based on the property’s cash flow, not your personal income or tax returns.

With direct access to over 100 lenders, I tailor solutions to fit your unique investment goals—whether you’re buying your first rental or refinancing a large portfolio. My mission is simple: make financing smooth, strategic, and built for long-term success.

Outside of work, I’m a proud foodie, traveler, and sports enthusiast. My wife and I explore a new country every year, and I bring that same curiosity and dedication to every client I serve.

If you're ready to work with someone who understands your vision and gets the deal done—you’re in the right place.
Let’s grow your real estate empire, together.

Recently Funded deals

Deal Type Address Loan Amount
Fix & Flip 10524 Catalina Pl, White Plains, MD 20603 $140,000
Fix & Flip 3034 Lundt, Waldorf, MD 20603 $300,000
Fix & Flip 7256 Joplin S, Capital Heights, MD 20743 $120,000
Fix & Flip Ridgway Ave, Durham, NC 27701 $25,000
Fix & Flip 327 Whittier St, Washington, DC 20012 $340,000