Invest in Mixed Use Commercial

Mixed Use Commercial

Secure flexible funding designed for mixed-use commercial properties, blending residential and commercial elements. Our programs provide quick approvals, competitive terms, and scalable solutions—helping you acquire, refinance, or reposition your asset with ease.

Hero Circular TextHome Hero Image
UP TO
7.99%
RATES FROM*
75%
LTV
14-22
DAY CLOSE
30yr
I/O OPTION
$450k up to $3M

Step 1: Submit Your Deal

Mixed Use Commercial

Benefits

Why Choose Our Mixed Use Commercial Loans?

Mixed-use commercial loans are built for investors and developers looking to leverage properties that combine retail, office, or residential spaces. By focusing on rental income and long-term asset value, our financing delivers speed, certainty, and flexibility—giving you the confidence to act on opportunity.

Tailored for Real Estate Investors

Are We a Good Fit?

Our Mixed-Use Commercial loans, structured with DSCR or bank-statement options, are ideal for investors aiming to maximize income across multi-purpose assets. Whether you’re acquiring a new property or refinancing an existing one, we streamline the path to capital. To qualify, you’ll need:

Our Mission Card Icon

Experience

1 Year Holding Experience

Our Mission Card Icon

Credit Score

Minimum of 700

Our Mission Card Icon

Liquidity/Reserves

25% Down & 6months Reserves

Our Mission Card Icon

Property Type

Mixed Use 2-8 Units | 50%+ Residential

Our Mission Card Icon

Additional Requirements

Non-Owner-Occupied, No Seasoning Requirement, Blanket Loan Option

Get Started

Apply Now

Begin your journey to homeownership today!

Key Loan Terms for Real Estate Investors

Mixed Use Commercial Loan Highlights

Transparent and Investor-Focused Loan Terms

Product Type
Mixed Use Commercial
Experience Required:
1 Year Holding Experience
Minimum Credit Score:
700
Liquidity:
25% Down
Reserves:
6mo. Reserves
Prepayment Penalty:
Optional
Closing Timeline:
14 to 22 Days
Draw Schedule:
N/A
Rate:
7.99%
Loan-to-Value LTV:
75%
Loan-to-Cost (LTC):
N/A
Loan Term:
30 Year or Interest Only
Asset Types:
Mixed Use 2-8 Units | 50%+ Residential
Loan Amount Min:
$450k
Loan Amount Max:
$3M
Product Specifics:
Non-Owner-Occupied, No Seasoning Requirement, Blanket Loan Option
Number of Units:
2 to 8 Units

Where We Lend

States We Lend In

Looking for lending in a state not listed? We do lend in other states on a case-by-case scenario.
Give us a call to see what we can do for you.

About

About Elevate Mortgage

I’m a mortgage professional with over 5 years of experience helping real estate investors access fast, flexible financing—without the hassle of traditional banks. I specialize in DSCR (Debt Service Coverage Ratio) loans, which are based on the property’s cash flow, not your personal income or tax returns.

With direct access to over 100 lenders, I tailor solutions to fit your unique investment goals—whether you’re buying your first rental or refinancing a large portfolio. My mission is simple: make financing smooth, strategic, and built for long-term success.

Outside of work, I’m a proud foodie, traveler, and sports enthusiast. My wife and I explore a new country every year, and I bring that same curiosity and dedication to every client I serve.

If you're ready to work with someone who understands your vision and gets the deal done—you’re in the right place.
Let’s grow your real estate empire, together.

Recently Funded deals

Deal Type Address Loan Amount
Fix & Flip 10524 Catalina Pl, White Plains, MD 20603 $140,000
Fix & Flip 3034 Lundt, Waldorf, MD 20603 $300,000
Fix & Flip 7256 Joplin S, Capital Heights, MD 20743 $120,000
Fix & Flip Ridgway Ave, Durham, NC 27701 $25,000
Fix & Flip 327 Whittier St, Washington, DC 20012 $340,000