Hard Money Loans

Hard Money

Get fast, flexible financing for your next fix-and-flip project. With competitive terms and quick approvals, we make it easier to capitalize on time-sensitive opportunities and maximize your profits. Complete the form below to get started.

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UP TO
9.99%
RATES FROM*
70%
LTV
7-22
DAY CLOSE
12-24
I/O OPTION
$100k up to $5M

Step 1: Submit Your Deal

Hard Money

Benefits

Why Choose Our Hard Money?

Qualify Easly!

Are We a Good Fit?

Our Hard Money loans are crafted to provide fast, flexible capital for experienced investors tackling short-term acquisitions, renovations, or bridge financing.

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Experience

First time investor

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Credit Score

Minimum of 580

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Liquidity/Reserves

15% down payment

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Property Type

SFR, Condo, Townhome, 1–8 Units

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Product Specifics

Non-Owner-Occupied, No Seasoning Requirement, Blanket Loan Option

Get Started

Apply Now

Begin your journey to homeownership today!

Key Loan Terms for Real Estate Investors

Hard Money Loan Highlights

Transparent and Investor-Focused Loan Terms

Product Type
Hard Money
Experience Required:
First time investor OK
Minimum Credit Score:
580
Liquidity:
15% Down
Reserves:
Not Needed
Prepayment Penalty:
None
Closing Timeline:
7-22 Days
Draw Schedule:
N/A
Rate:
9.99%
Loan-to-Value LTV:
70%
Loan-to-Cost (LTC):
N/A
Loan Term:
12-24 Months Interest Only
Asset Types:
SFR, Condo, Townhome, 1–8 Units
Loan Amount Min:
$100k
Loan Amount Max:
$3M
Product Specifics:
Non-Owner-Occupied, No Seasoning Requirement, Blanket Loan Option
Number of Units:
1 to 8 Units

Where We Lend

States We Lend In

Looking for lending in a state not listed? We do lend in other states on a case-by-case scenario.
Give us a call to see what we can do for you.

About

About Elevate Mortgage

I’m a mortgage professional with over 5 years of experience helping real estate investors access fast, flexible financing—without the hassle of traditional banks. I specialize in DSCR (Debt Service Coverage Ratio) loans, which are based on the property’s cash flow, not your personal income or tax returns.

With direct access to over 100 lenders, I tailor solutions to fit your unique investment goals—whether you’re buying your first rental or refinancing a large portfolio. My mission is simple: make financing smooth, strategic, and built for long-term success.

Outside of work, I’m a proud foodie, traveler, and sports enthusiast. My wife and I explore a new country every year, and I bring that same curiosity and dedication to every client I serve.

If you're ready to work with someone who understands your vision and gets the deal done—you’re in the right place.
Let’s grow your real estate empire, together.

Recently Funded deals

Deal Type Address Loan Amount
Fix & Flip 10524 Catalina Pl, White Plains, MD 20603 $140,000
Fix & Flip 3034 Lundt, Waldorf, MD 20603 $300,000
Fix & Flip 7256 Joplin S, Capital Heights, MD 20743 $120,000
Fix & Flip Ridgway Ave, Durham, NC 27701 $25,000
Fix & Flip 327 Whittier St, Washington, DC 20012 $340,000