Fix and Flip Loans

Fix & Flip

Get fast, flexible financing for your next fix-and-flip project. With competitive terms and quick approvals, we make it easier to capitalize on time-sensitive opportunities and maximize your profits. Complete the form below to get started.

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UP TO
8.2%
RATES FROM*
N/A
LTV
14
DAY CLOSE
12–24
I/O OPTION
$100k up to $3M

Step 1: Submit Your Deal

Fix & Flip

Benefits

Why Choose Our Fix and Flip Loans?

Our Fix and Flip loans are designed for real estate investors focused on short-term property renovations and resales. With funding available for up to 100% of rehab costs, our loans provide the flexibility and support you need to act quickly and manage project expenses efficiently. Whether you’re acquiring, rehabbing, or reselling, our streamlined process ensures you get fast access to the capital you need to stay ahead in competitive markets.

Fix & Flip Calculator

Calculate total project cost, financing, LTV, potential profit, and ROI.

Qualify Easly!

Are We a Good Fit?

Our Fix and Flip loans are crafted to provide flexible, reliable financing for investors focused on short-term renovations and resales. To qualify, you’ll need:

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Experience

At least 1+ completed properties.

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Credit Score

Minimum of 700

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Liquidity/Reserves

10% down payment with 3 months of reserves.

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Property Type

SFR, Condo, Townhome, 1–8 Units

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Loan-to-Cost (LTC)

Financing available for up to 90% of rehab costs.

Get Started

Apply Now

Begin your journey to homeownership today!

Key Loan Terms for Real Estate Investors

Fix and Flip Loan Highlights

Transparent and Investor-Focused Loan Terms

Product Type
Fix & Flip
Experience Required:
1+ Completed Properties
Minimum Credit Score:
700
Liquidity:
10% Down
Reserves:
3mo. Reserves
Prepayment Penalty:
None
Closing Timeline:
14 Days
Draw Schedule:
24–48 Hours
Rate:
8.2%
Loan-to-Value LTV:
N/A
Loan-to-Cost (LTC):
90%
Loan Term:
12-24 Months Interest Only
Asset Types:
SFR, Condo, Townhome, 1–8 Units
Loan Amount Min:
$100k
Loan Amount Max:
$3M
Product Specifics:
Non-Owner-Occupied, Up To 100% Construction Costs
Number of Units:
1 to 8 Units

Where We Lend

States We Lend In

Looking for lending in a state not listed? We do lend in other states on a case-by-case scenario.
Give us a call to see what we can do for you.

About

About Elevate Mortgage

I’m a mortgage professional with over 5 years of experience helping real estate investors access fast, flexible financing—without the hassle of traditional banks. I specialize in DSCR (Debt Service Coverage Ratio) loans, which are based on the property’s cash flow, not your personal income or tax returns.

With direct access to over 100 lenders, I tailor solutions to fit your unique investment goals—whether you’re buying your first rental or refinancing a large portfolio. My mission is simple: make financing smooth, strategic, and built for long-term success.

Outside of work, I’m a proud foodie, traveler, and sports enthusiast. My wife and I explore a new country every year, and I bring that same curiosity and dedication to every client I serve.

If you're ready to work with someone who understands your vision and gets the deal done—you’re in the right place.
Let’s grow your real estate empire, together.

Recently Funded deals

Deal Type Address Loan Amount
Fix & Flip 10524 Catalina Pl, White Plains, MD 20603 $140,000
Fix & Flip 3034 Lundt, Waldorf, MD 20603 $300,000
Fix & Flip 7256 Joplin S, Capital Heights, MD 20743 $120,000
Fix & Flip Ridgway Ave, Durham, NC 27701 $25,000
Fix & Flip 327 Whittier St, Washington, DC 20012 $340,000