Pick the one that sounds most like your situation.
HELOC
Tap your home equity without touching your first mortgage
Bank Statement Loan
Self-employed? Qualify with deposits, not tax returns
P&L Only Loan
One P&L statement is your whole income file
DSCR / Rental
The rent qualifies — long-term, Airbnb, or 2-4 units
Cash-Out / Refinance
Turn equity into cash or restructure your loan
Hard Money
Fast, asset-based funding when the deal can’t wait
Conventional
The classic home loan for purchases and refis
FHA Loan
Low down payment, flexible credit, primary residence
VA Loan
For veterans and active duty — zero down, no PMI
Reverse Mortgage
62+ homeowners: equity access, no monthly payments
Home Equity Agreement
Equity cash today with no monthly payments
Not Sure — Show Me Options
We’ll match your scenario to the right program